Know what you actually take home.
A clean, country-aware take-home pay calculator. Understand your salary after tax, National Insurance, pension, and student loan deductions.
Why TakeHomeIncome
Built on official sources
- Country-by-country logic — no one-size-fits-all forms
- Clear deduction breakdown and assumptions
- Saved calculations, shareable result links, and printable reports
- Tax-rule version tracking
Pick your country
Calculators by country
United Kingdom
Income tax, National Insurance, pension, student loan.
United States
Federal + state income tax, FICA, 401(k).
Ireland
Income tax, USC, PRSI.
Germany
Lohnsteuer, Solidaritätszuschlag, Sozialversicherung.
Canada
Federal + provincial tax, CPP, EI.
Australia
Income tax, Medicare levy, superannuation.
How it works
Pick your country, enter your details, and see a clear breakdown of where every pound of your income goes.
Built on official sources
We base every calculator on the official government tax sources for that country, with versioned tax-rule snapshots.
Simple or advanced
Start with the basics, or open advanced options for pensions, student loans, and country-specific adjustments.
FAQ preview
Common questions
- Is this financial advice?
- No — TakeHomeIncome provides estimates only. Always confirm with HMRC and a qualified professional.
- Which UK regions are supported?
- England, Scotland, Wales, and Northern Ireland — Scotland uses its own income tax bands.
- Will other countries be added?
- Yes — we're researching the US, Ireland, Germany, Canada, and Australia. See the Countries page.
- How often are tax rules updated?
- We monitor official sources and require admin approval before any rule version becomes active.