About TakeHomeIncome

TakeHomeIncome provides salary and take-home pay calculators for 19 countries across Europe, North America, Asia and the Pacific. Each calculator is built around the tax system of its country instead of applying one generic formula.

Depending on the country, a calculation may include income tax, national or social insurance, payroll levies, pension contributions, student loans, tax credits, regional rates and other deductions. The available options and the tax year are displayed on each calculator.

View the current coverage on the Countries page.

Gross salary alone does not show what reaches a bank account. Our goal is to make the deductions between gross and net pay easier to understand, show the important assumptions, and provide useful monthly, weekly and annual comparisons without requiring an account.

Country rules are researched separately, with official tax authorities, government guidance and published legislation used as the preferred sources. The calculation logic is implemented in country-specific rule modules and tested against worked examples where suitable examples are available.

Our Calculator Methodology explains the source hierarchy, calculation process, testing approach, update cycle and known limitations in more detail.

Guides are intended to explain tax and take-home pay in plain English. Important figures should be traceable to authoritative sources, dates should reflect real publication or review activity, and corrections should be made when a material error is confirmed.

Read the Editorial Policy for the standards applied to research, drafting, automation, updates and corrections.

The public calculators do not require an account. An optional account can be used to save calculations and return to them later. Shared and printable results are designed to show the assumptions and tax-rule version used for the calculation without exposing the account holder's email address.

TakeHomeIncome is independent and is not affiliated with HMRC, the IRS, GOV.UK or any other government or tax authority. Government publications remain the authoritative source for tax rules.

Calculations are estimates based on the information entered and the scenarios currently modelled. Tax treatment can change because of benefits, residency, household circumstances, local rules, multiple employments and other details that a general calculator cannot fully capture. Results are not tax, legal, financial, payroll or accounting advice. See the Disclaimer for the full limitations.

If a rate appears outdated, a result looks incorrect or an explanation is unclear, please use the Contact page. Include the affected page, the inputs used and the official source you compared where possible. Do not send tax documents, passwords or personal identification numbers.